OFFICE OF THE CHAPTER 13 TRUSTEE

JEFFREY M. KELLNER

DAYTON, OHIO

 

Information provided to Debtors Interested in Attending and Participating in the Instructional Course Concerning Personal Financial Management

 (Debtor Education)

 

Section 1328(g)(1) of the Bankruptcy Code states that the court shall not grant a discharge under this section to a debtor unless after filing a petition the debtor has completed an instructional course concerning Personal Financial Management (also known as Debtor Education).

 

If you are a Debtor and you are unable to attend the course or to complete the above requirement because of incapacity, disability, or active military duty in a military combat zone, you must contact your attorney to file the appropriate pleadings.

 

The United States Trustee Program has a list of approved providers of the financial management instructional course for bankruptcy filers.  Please contact your attorney or check the Program’s website at www.usdoj/gov/ust.

 

The Dayton Chapter 13 Trustee’s Office is providing the Financial Management instructional course at NO CHARGE for Chapter 13 debtors.

The course is being taught by the Chapter 13 Trustee who has been a bankruptcy attorney for 21 years and has taught 10 years at the college level.  Further, the Trustee has taught previously in a Debtor Education Program.

 

The Financial Management Instructional Course (Debtor Education) is being offered to Chapter 13 debtors as a two hour program on the Tuesday that the Chapter 13 Trustee’s Office is conducting your Meetings of Creditors in Room 309 in the U.S. Bankruptcy Courthouse, located at 120 W. Third Street, Dayton, Ohio 45402.  The Debtor Education course will also be offered one Saturday per month.  The Meeting of Creditors’ examinations are scheduled for the morning and afternoon, and will not interfere with the Debtor Education course.  Note that the Debtor Education course will be taught in a different location than your Meeting of Creditors.  The Office of the Chapter 13 Trustee is located two blocks north from the U.S. Bankruptcy Courthouse.

 

The Personal Financial Management program will be held in the Conference Room at the Office of the Chapter 13 Trustee, 131 N. Ludlow Street, 9th floor of Talbott Tower, Dayton, Ohio 45402.  There is a map attached.  The phone number for the Debtor Education Coordinator (John Haber) is 937-222-7600, extension 112.  Please call to reserve a spot for your attendance in the program.

 

 

Upon completion of the course, the Office of the Chapter 13 Trustee will provide a “Debtor’s Certificate of Completion of Instructional Course Concerning Personal Financial Management” to the debtor and mark their attendance in our system to allow a discharge upon the completion of the debtors’ Chapter 13 plan.

 

Jeffrey M. Kellner

Chapter 13 Trustee

Dayton, Ohio

 

PERSONAL FINANCIAL MANAGEMENT COURSE

 

Schedule for December 2008, January and February 2009

 

 

Tuesday,               December 2, 2008                     11:15 A.M. through 1:15 P.M.

 

Tuesday,               December 9, 2008                     11:15 A.M. through 1:15 P.M.

 

Saturday,               December 13, 2008                   10:00 A.M. through 12:00 P.M.

 

Tuesday,               December 16, 2008                   11:15 A.M. through 1:15 P.M.

 

Tuesday,               December 23, 2008                   11:15 A.M. through 1:15 P.M.

 

Tuesday,               January 6, 2009                         11:15 A.M. through 1:15 P.M.

 

Saturday,               January 10, 2009                       10:00 A.M. through 12:00 P.M.

 

Tuesday,               January 13, 2009                       11:15 A.M. through 1:15 P.M.

 

Tuesday,               January 20, 2009                       11:15 A.M. through 1:15 P.M.

 

Tuesday,               January 27, 2009                       11:15 A.M. through 1:15 P.M.

 

Tuesday,               February 3, 2009                       11:15 A.M. through 1:15 P.M.

 

Tuesday,               February 10, 2009                     11:15 A.M. through 1:15 P.M.

 

Saturday,               February 14, 2009                     10:00 A.M. through 12:00 P.M.

 

Tuesday,               February 17, 2009                     11:15 A.M. through 1:15 P.M.

 

Tuesday,               February 24, 2009                     11:15 A.M. through 1:15 P.M.

 

 

 

 

 

 

DEBTOR EDUCATION COURSE

 

You are now required by the new legislation to attend and participate in an Instructional Course Concerning Personal Financial Management.  This course is also known as Debtor Education.  You must complete this course prior to your last payment in your Chapter 13 plan in order to receive a Discharge in Chapter 13.

 

The Dayton Chapter 13 Trustee’s Office is offering the Course free of charge on the day of your Meeting of Creditors, which Meeting you are required to attend.  This is the first date on your “Notice of Chapter 13 Bankruptcy Case, Meeting of Creditors, and Deadlines”.  Talk this over with your attorney.  If you are interested in attending this course, call 937-222-7600, extension 112 to reserve a spot for your attendance in the course.